Recruitment Overview
Indian Overseas Bank (IOB) has released the Local Bank Officer (LBO) Recruitment 2026-27 notification for 250 Local Bank Officer vacancies in Junior Management Grade Scale-I (JMGS-I). Eligible candidates can apply online from 08/08/2026 to 24/08/2026. The selected candidates will be posted in the state for which they have applied, subject to the conditions mentioned in the official notification. Read the official notification carefully for eligibility, age limit, vacancy details, application fee, selection process, salary and complete recruitment details before applying.
Important Dates
| Event | Date |
|---|---|
| Notification Released | 07/08/2026 |
| Application Begin | 08/08/2026 |
| Last Date for Apply Online | 24/08/2026 |
| Pay Exam Fee Last Date | 24/08/2026 |
| Online Examination Date | To Be Announced |
| Language Proficiency Test / Interview | To Be Announced |
Application Fee
| Category | Fee |
|---|---|
| General / EWS / OBC | ₹850/- (Including GST) |
| SC / ST / PwBD | ₹175/- (Including GST) |
| Payment Mode | Debit Card / Credit Card / Internet Banking / IMPS / Cash Card / Mobile Wallet / UPI |
Age Limit
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- Age Limit as on 01/08/2026.
- Date of Birth should be between 02/08/1996 and 01/08/2006, both dates inclusive.
- Age relaxation is applicable as per Government of India Rules.
Eligibility
- Candidates must have a Graduation / Degree in any discipline from a University recognized by the Government of India or an equivalent qualification recognized by the Central Government.
- The candidate must possess a valid Mark Sheet / Degree Certificate confirming graduation on the date of online registration.
- Candidates must enter the percentage of marks obtained in Graduation while filling the online application form.
- Candidates must be proficient in reading, writing and speaking the mandatory local language of the state applied for.
State-wise Local Language Requirement
| State | Mandatory Local Language |
|---|---|
| Tamil Nadu | Tamil |
| Karnataka | Kannada |
| Maharashtra | Marathi |
| Gujarat | Gujarati |
Candidates who have not studied the specified local language in Class 10 or Class 12 will be required to qualify the Language Proficiency Test (LPT) before the Personal Interview.
Total Vacancy Details (Total : 250 Posts)
| Post Name | Grade | Total Posts |
|---|---|---|
| Local Bank Officer (LBO) | JMGS-I | 250 |
| Total | - | 250 |
State Wise Vacancy Details
| State | Local Language | Total | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | - | 250 | 36 | 18 | 80 | 22 | 94 |
State Application and Posting Rules
- Candidates can apply for one state only.
- A candidate applying for one state will not be eligible to apply for another state.
- The merit list will be prepared state-wise and category-wise.
- Selected candidates will be posted within the state selected by them for the first 12 years of service or until promotion to SMGS-IV, whichever is earlier.
Selection Process
- Online Examination
- Language Proficiency Test (LPT), wherever applicable
- Personal Interview
- Final State-wise and Category-wise Merit List
Online Examination Pattern
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis and Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total | 140 | 200 | 3 Hours |
- There is no sectional qualifying mark in the Online Examination.
- Minimum qualifying aggregate marks for Unreserved candidates: 35%.
- Minimum qualifying aggregate marks for Reserved candidates: 30%.
- There is a negative marking of 1/4th (0.25) of the marks assigned to the question for every wrong answer.
- No penalty is applicable for unanswered questions.
Personal Interview
- The Personal Interview carries 100 marks.
- Minimum qualifying marks for Unreserved candidates: 50%.
- Minimum qualifying marks for Reserved candidates: 45%.
- The final selection is based on the prescribed weightage of Online Examination and Personal Interview.
- The final merit list is prepared state-wise and category-wise.
Salary Details
| Post | Pay Scale / Salary |
|---|---|
| Local Bank Officer (LBO) | JMGS-I / Scale-I |
| Starting Basic Pay | ₹48,480/- |
| Pay Scale | ₹48,480 - 2,000/7 - ₹62,480 - 2,340/2 - ₹67,160 - 2,680/7 - ₹85,920 |
| Allowances | DA / HRA / CCA and other applicable allowances as per Bank rules |
| Probation Period | 2 Years of Active Service |
Bond Details
- Selected candidates are required to execute a Financial Service Indemnity Bond of ₹2,00,000/-.
- The minimum service commitment under the bond is 3 years, subject to the conditions mentioned in the official notification.
How to Fill IOB LBO Online Form 2026
- Apply online between 08 August 2026 to 24 August 2026.
- Visit the official Indian Overseas Bank website and open the Careers section.
- Read the official notification carefully before applying.
- Check your age, educational qualification and local language eligibility.
- Select the state carefully because a candidate can apply for one state only.
- Complete the online registration and note the Registration Number and Password.
- Upload the required photograph, signature, left thumb impression and handwritten declaration.
- Enter personal, educational and other required details carefully.
- Pay the applicable application fee online.
- Preview the application form and verify all details before final submission.
- Submit the application form and save / print the final submitted application form and payment receipt.
Some Useful Important Links
| Title | Link / Status |
|---|---|
| Apply Online | Click Here |
| Download Official Notification | Click Here |
| Official Website | Indian Overseas Bank |
| Free Image Tools | Image Compressor & More Tools |
| Join Sarkari Global Result | Telegram | WhatsApp Channel |
Frequently Asked Questions (FAQs)
- Q1. What is the application start date?
A. The online application starts on 08 August 2026. - Q2. What is the last date to apply online?
A. The last date to apply online is 24 August 2026. - Q3. How many vacancies are available in IOB LBO Recruitment 2026?
A. A total of 250 Local Bank Officer vacancies are available. - Q4. What is the educational qualification?
A. Candidates must have a Graduation / Degree in any discipline from a recognized University or equivalent qualification. - Q5. What is the age limit?
A. The age limit is 20 to 30 years as on 01 August 2026, subject to applicable age relaxation. - Q6. Which states have vacancies?
A. Vacancies are available in Tamil Nadu, Karnataka, Maharashtra and Gujarat. - Q7. Can I apply for more than one state?
A. No. A candidate can apply for one state only. - Q8. What is the starting basic pay?
A. The starting basic pay is ₹48,480/- in JMGS-I. - Q9. What is the selection process?
A. Online Examination, Language Proficiency Test where applicable, Personal Interview and final state-wise/category-wise merit selection. - Q10. What is the probation period?
A. The probation period is 2 years of active service.